Savings Rates
Rates effective 01/03/12
| SHARE RATES |
|
| ACCOUNT |
APY* |
| Regular Share** |
.15% |
| Christmas Club*** |
.15% |
| Share Draft**** |
.05% |
| **dividends paid on balances greater
than $100.00, Has to have minimum $25.00 to stay open |
| ***dividends paid on balances greater
than $100.00 |
| ****dividends paid on balances greater
than$500.00 |
| MONEY MARKET/IRA
MONEY MARKET RATES |
|
| ACCOUNT BALANCES |
APY* |
| $1,500 & UP |
0.12% |
| $10,000 Minimum |
0.15% |
| $25,000 Minimum |
0.22% |
| $50,000 Minimum |
0.25% |
| IRA Money Market/ROTH - No Minimum |
| EDUCATION
IRA |
|
| ACCOUNT
BALANCES |
APY* |
| No Minimum |
.25% |
Certificate Rates
Certificate rate at time of purchase will be constant until
maturity.
There may be a penalty for early withdrawal.
| Minimum
Deposit $1,000 |
|
| TERM |
APY* |
| 6 Month |
0.03% - 0.28% |
| 1 Year |
0.06% - 0.31% |
| 18 Months |
0.10% - 0.35% |
| 2 Years |
0.12% - 0.37% |
| 30 Months |
0.14% - 0.39% |
| 3 Years |
0.16% - 0.41% |
| 4 Years |
0.26% - 0.51% |
| 5 Years |
0.65% - 0.90% |
| Annual Percentage Yield is accurate as
of 01/03/12 |
| Minimum
Deposit $10,000 |
|
| TERM |
APY* |
| 6 Month |
0.08% - 0.33% |
| 1 Year |
0.30% - 0.55% |
| 18 Months |
0.33% - 0.58% |
| 2 Years |
0.35% - 0.60% |
| 30 Months |
0.40% - 0.65% |
| 3 Years |
0.45% - 0.70% |
| 4 Years |
0.80% - 1.05% |
| 5 Years |
1.20% - 1.45% |
| Annual Percentage Yield is accurate as
of 01/03/12 |
| Minimum
Deposit $25,000 |
|
| TERM |
APY* |
| 6 Month |
0.10% - 0.35% |
| 1 Year |
0.35% - 0.60% |
| 18 Months |
0.38% - 0.63% |
| 2 Years |
0.40% - 0.65% |
| 30 Months |
0.45% - 0.70% |
| 3 Years |
0.50% - 0.75% |
| 4 Years |
0.85% - 1.10% |
| 5 Years |
1.25% - 1.50% |
| Annual Percentage Yield is accurate as
of 01/03/12 |
College Saver Certificate
Certificate rate at time of purchase will be constant until
maturity.
There may be a penalty for early withdrawal.
California Kids/Teens Account Required. To learn more
click here
| Minimum
Deposit $200 |
|
| TERM |
APY* |
| 6 Month |
0.08% |
| Annual Percentage Yield is accurate as
of 01/03/12 |
*APY - Annual Percentage Yield. Rates are subject to
change.
