IECU Home Loans
Home Equity Line of Credit
Our Home Equity Line of Credit makes the equity in your home a valuable resource for an immediate financial need. And in most cases the interest is tax deductible.*
- Low variable annual percentage rate (tied to the Prime Rate)**
- Secured by the member's home
- There is no prepayment penalty
- Loan amounts available from $5,000-$250,000
- Available for single-family, owner-occupied, primary residences
- Property must be located in California
- HELOC fees vary from $150 - $750
Fixed Rate Home Equity
Our Fixed Rate Home Equity makes the equity in your home a valuable resource for an immediate financial need. In most cases the interest is tax deductible.*
- Low fixed annual percentage rate**
- Secured by the member's home
- There is no prepayment penalty
- Loan amounts available from $5,000-$250,000
- Available for single-family, owner-occupied, primary residences
- Property must be located in California
- Fixed Rate Fees varies from $410-$710
*Consult your tax advisor
**Rates are subject to change.
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