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Loan Rates

Rates effective 06/08/10


The chart below discloses the corresponding ANNUAL PERCENTAGE RATE for all signature and secured loan advances.

Home Equity Line of Credit APR*
Loan to Value 80% 4.00% - 9.00%

Credit Card APR*
Visa Platinum 9.90% - 14.90%

New/Used Cars/Trucks/Motorcycles
100% Financing (sticker price or Retail Blue Book)*
APR*
24-Month 5.24% - 10.84%
36-Month 5.49% - 11.09%
48-Month 5.74% - 11.34%
60-Month 5.99% - 11.59%
72-Month 6.24% - 11.84%
80% Financing (Retail Blue Book) - Subtract .50%
without transfer payment add .25%

New Recreational Vehicles
100% Financing (sticker price or Retail Blue Book)*
APR*
48-Month 8.25% - 11.25%
60-Month 8.50% - 11.50%
72-Month 8.75% - 11.75%
120-Month (($25,000 or more only) 9.00% - 12.00%
144-Month (($25,000 or more only) 9.25% - 12.25%
80% Financing (Retail Blue Book) - Subtract .50%
without transfer payment add .25%

Used Recreational Vehicles Up To 10 Years Old 9 (1996 Model)
100% Financing (sticker price or Retail Blue Book)*
APR*
36-Month 9.25% - 12.25%
48-Month 9.50% - 12.50%
60-Month 9.75% - 12.75%
72-Month 10.00% - 13.00%
120-Month ($15,000 or more only) 10.25% - 13.25%
80% Financing (Retail Blue Book) - Subtract .50%
without transfer payment add .25%

Signature Loan APR*
12 Months - 60 Months 10.00% - 20.00%

Line of Credit APR*
Open Term 10.00% - 20.00%

Stock Secured APR*
Loans will be made at 60% LTV of current stock price  
12 Month 3.00%
24 Month 3.50%
36 Month 4.00%
48 Month 4.50%
60 Month 5.00%

Share/Certificate Secured Loans APR*
  Share/Certificate Rate + 3.50%

*APR - Annual Percentage Rate. Rates are subject to change.