Loan Rates
Rates effective 11/01/10
The chart below discloses the
corresponding ANNUAL PERCENTAGE RATE for all
signature and secured loan advances.
| Home Equity
Line of Credit |
APR* |
| Loan to Value 80% |
4.50% - 7.25% |
| Credit Card |
APR* |
| Visa Platinum |
9.90% - 14.90% |
New/Used
Cars/Trucks/Motorcycles
100% Financing (sticker price or
Retail Blue Book)* |
APR* |
| 24-Month |
4.24% - 12.24% |
| 36-Month |
4.49% - 12.49% |
| 48-Month |
4.74% - 12.74% |
| 60-Month |
4.99% - 12.99% |
| 72-Month |
5.24% - 13.24% |
| 80% Financing (Retail Blue Book) -
Subtract .50% |
| without transfer payment add .25% |
New
Recreational Vehicles
100% Financing (sticker price or
Retail Blue Book)* |
APR* |
| 48-Month |
8.25% - 14.25% |
| 60-Month |
8.50% - 14.50% |
| 72-Month |
8.75% - 14.75% |
| 120-Month
(($25,000 or more only) |
9.00% - 15.00% |
| 144-Month
(($25,000 or more only) |
9.25% - 15.25% |
| 80% Financing (Retail Blue Book) -
Subtract .50% |
| without transfer payment add .25% |
Used
Recreational Vehicles Up To 10 Years Old 9
(1996 Model)
100% Financing (sticker price or
Retail Blue Book)* |
APR* |
| 36-Month |
9.25% - 15.25% |
| 48-Month |
9.50% - 15.50% |
| 60-Month |
9.75% - 15.75% |
| 72-Month |
10.00% - 16.00% |
| 120-Month
($15,000 or more only) |
10.25% - 16.25% |
| 80% Financing (Retail Blue Book) -
Subtract .50% |
| without transfer payment add .25% |
| Signature
Loan |
APR* |
| 12 Months - 60
Months |
10.00% - 20.00% |
| Line of
Credit |
APR* |
| Open Term |
10.00% - 20.00% |
| Stock
Secured |
APR* |
| Loans will be
made at 60% LTV of current stock price |
|
| 12 Month |
3.00% |
| 24 Month |
3.50% |
| 36 Month |
4.00% |
| 48 Month |
4.50% |
| 60 Month |
5.00% |
|
Share/Certificate Secured Loans |
APR* |
| |
Share/Certificate Rate + 3.50% |
*APR - Annual Percentage Rate.
Rates are subject to change.
