IECU Personal Credit
VISA Platinum Card
Our VISA Platinum Card is a convenient source of funds for purchases and emergency cash.
- Fixed rates as low as 9.9% APR*
- Generous credit lines up to $15,000
- Zero liability against fraudulent purchases
- Great protection when shopping online!
IECU's Visa Platinum also comes with these platinum-level perks:
- Auto rental collision and theft coverage
- 24-hour cardholder inquiry services
- Emergency cash disbursement & card replacement services
- 24-hour lost or stolen card reporting (909) 623-7733 option 3
*Annual Percentage Rate. Rate is based on credit rating. Rates are subject to change.
Share Loans
Our Share Loans are secured by a share or share certificate account and generally have lower interest rates than our signature or line of credit loans.
- Save money by paying a lower interest rate for the loan and still earn dividends on the share account
- Loans must pay off upon closing of the term share certificate or
may roll over with rate adjustment, if needed.
- Saves early withdrawal penalties and allows members use of the funds before maturity
- Credit Life and Disability insurance is available
- Payments may be made by automatic transfer
Line of Credit
Line of Credit allows members a fixed rate loan that usually has lower interest than most banks and department store credit cards.
- Revolving Credit
- Members only borrow as much as they need, up to the pre-determined limit
- No Annual Fee
- Overdraft protection for Share Checking Accounts
- Apply only once; periodically may need to update credit information
- Automatic payment plans from your Share Checking or Share Savings account or through payroll deduction
Signature Loan
The IECU Signature Loan allows members a fixed rate loan that usually has lower interest than most banks and department store credit cards.
- No Annual Fee
- Apply only once; periodically may need to update credit information
- Automatic payment plans from your Share Checking or Share Savings account or through payroll deduction
Stock Secured Loans
This loan is secured by the value (up to 60%) of your Verizon's stock. The stock is retained until loan is paid in full.
- No credit check needed
- Cash available when needed while funds remain in account earning dividends
- No prepayment penalty
